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The Value of Data

Data is everything. It helps you understand the present and plan for the future. Fully-funded employer insurance plans leave management in the dark when it comes to the cost drivers that affect annual premium increases. Most employers simply accept the underwriting factors and pay the higher premiums.


Group health captives make data available to employers for claims and biometrics so they can be analyzed and used to drive decision making. The goal is to reduce costs by planning for future medical and pharmacy services. Our lead benefits consultant will assist you in analyzing:

  • Medical claims
  • Prescription claims
  • Clinic and provider utilization
  • Biometrics
  • Member demographics

Our data analytics process enables us to provide our clients with timely custom reports and data-driven recommendations. It allows us to drill down to individual insureds and identify at-risk elements of the population. This allows us to predict trends in costs and implement plans to deal with increases that serve both financial budgets and the wellbeing of your employees.


The analysis of data enables us to do the following:

  • Help control the rising costs of prescription drugs.
  • Compare your healthcare costs with markets at the national, regional and local levels.
  • Identify opportunities to work with lower cost, high-quality physician providers.
  • Create custom reports to provide clear and complete information.
  • Assist with the design of your health insurance plan.
  • Make your employees healthier and happier through information and reward programs.